Dental Jewlers

credit cards?

My husband and I are trying to improve our credit so we can buy a house in a year or two ... we have a couple of credit cards opened Kay Jewlers, Target, Best Buy credit card and dental. We want to keep them all open, except Jewlers Kay because of the interest rate ... Is it acceptable for refund, and then close it?

Hello, my friend, you should pay your card within 30% the credit limit. (Eg if your credit limit is $ 1,000, unless he repaid $ 300, less than $ 100 would be even better). You must also have a couple of credit cards on your credit report. Lenders give more weight to Visa, Master Card, American Express and Discover. The type of card you are ok, but your interest rate will be higher. Your goal should be to get your credit score of 720 or more. With this score, you will be approved to almost immediately. Anything less and your having to make all kinds of documents. The higher your interest rate will be higher. If you 're serious about buying a house, then you should buy "7 Steps to a score of 720 credit. I property for a while and just had time to listen. It is awesome, I see now what I must do to have great credit. Here's a link to the company I bought it. ~ ~ Http://www.nightingale.com/prod_detail product 7_Steps_720_Credit_Score.aspx I hope this helps. Ollie G http://www.df4u2.com

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